If you are being forced to cash settle by your insurer here are some  links about the subject.

In the Know Hub Seminar on Cash Settlements

April 2014 Eastgate Video 

Professor Duncan Webb

https://www.facebook.com/groups/ConcernedChChCitizens/permalink/951847494845765/

Sarah Miles

https://thechristchurchfiasco.wordpress.com/2015/03/24/from-the-wider-earthquake-communities-action-network/